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Intro Intro to the Liability Shift. On October 1, 2015, the way banks and processing networks handle certain types of fraud changed. In something called ‘the liability shift,’ the onus for some types of fraudulent charges can now fall on your business if you don’t use an EMV (chip card) processing device when buyers present a chip card.
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A successful liability shift is crucial for merchants who accept credit and debit card payments. Achieving a successful liability shift can help protect merchants from chargebacks and fraud losses and ensure compliance with PCI standards. To achieve a successful liability shift, merchants must upgrade to EMV-enabled technology, …In today’s competitive business landscape, companies are constantly looking for innovative ways to reward and motivate their employees, as well as build strong relationships with c...
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Liability Shift. Liability shift generally refers to the responsibility of covering the losses from fraudulent transactions moving from the merchant to the issuing bank when the merchant has authenticated the transaction using any of the 3D Secure (3DS) protocols. If the merchant does not authenticate the credit card transaction with a 3D ...
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